16) As per news in various newspapers ‘kfw’ Group released another instalment of its financial aid to India. kfw is an Organisation/ bank based in—
a) France
b) Japan
c) Italy
d) Germany
17) Under provisions of which one of the following Acts. The RBI issued directives to the Banks in India?
a) RBI Act
b) Essential Commodities Act
c) RBI and Banking Regulation Act
d) None of these
18) Which of the following nation is considered the originator of the concept of Micro Finance?
a) India
b) Bangladesh
c) South Africa
d) USA
19) Which of the following is NOT a banking/finance related term?
a) Credit wrap
b) Diffusion
c) Held to Maturity
d) Exposure limited
20) At which one of the following rate, the central Bank lends to banks against government securities?
a) Repo Rte
b) Reverse Repo Rate
c) Bank Rate
d) SLR
21)Which one of the following is a driving force influencing the industrial growth of an economy ?
a) Economic factors only
b) Investment only
c) Innovation/ Market Base only
d) all (1),(2) and (3)
22) The rate of interest in savings bank account is stipulated by
a) The concerned bank
b) RBI
c) Indian Bank Association
d)Government of India
23) Which of the following is not a part of the scheduled banking structure in India ?
a) Money Lenders
b) Public Sector Banks
c) Private Sector Banks
d) Regional Rural Bank
24) The main function of I. M. F. is to
a) Finance investment loans to developing countries
b) Act as a private sector lending arm of the World Bank
c) Help to solve balance of payment problems of member countries
d) Arrange international deposits from banks
25)Which of the following have provided bailout package to Ireland to deal with its debt crisis ?
a) EU only
b) IMF only
c) World Bank only
d) Only (1) and (2) above
26) In corporate Hedging, which of the following types of risks can be covered ?
a) Liquidity risk
b) Currency risk
c) Credit risk
d) Transaction risk
27) Bank of Rajasthan is now merged with which of the following banks ?
a) Axis Bank
b) IDBI Bank
c) ICICI Bank
d) HDFC Bank
28) A decreasing current ratio indicates –
a) A stable liquidity
b) An increasing liquidity
c) A strained liquidity
d) None of these
29) The Rupee notes contain the signature of –
a) Finance Secretary, GOI
b) Chairman, State Bank of India
c) Governor, Reserve Bank of India
d) Finance Minister, GOI
30) Zero balance account is generally allowed to be opened for –
a) Salaried class
b) Businessman
c) Foreign customers
d) Children
31) Basel-II norms are associated with which of the following aspects of the banking Industry ?